Finance & ERP

Acumatica is a cloud ERP platform for small and midmarket businesses, unifying financial management, distribution, manufacturing, project accounting, retail/POS, and CRM in one system. Instead of charging per user, Acumatica prices primarily by which applications a customer implements plus expected transaction volume and resource/data usage, with unlimited user access included under its published Customer Bill of Rights.

BILL is a financial operations platform for small and midsize businesses and accounting firms, combining a free corporate card and spend-control product (BILL Spend & Expense) with paid, subscription-based accounts payable and receivable automation (BILL AP & AR).

Brex is a corporate card and spend management platform that pairs a free entry-level card program with AI-driven expense management, bill pay, travel booking, and business banking for startups through enterprises.

Coupa is a cloud-based business spend management (BSM) platform unifying procurement, sourcing and contracting, services procurement, AP automation, expense management, payments, inventory, and supply chain design/planning, with AI-driven insights and agents it markets under the "Coupa AI" brand. Coupa states its platform has processed $9 trillion in transactions across a community of more than 10 million buyers and suppliers, and that 55% of the Fortune 500 work with Coupa.

Expensify is an expense management platform that uses receipt scanning and its Concierge automation to build expense reports, paired with its own commercial card, bill pay, invoicing, and in-app travel booking.

FloQast is a cloud accounting automation platform for corporate accounting and finance teams, built around the financial close process. Positioned as "Built by accountants for accountants," it spans close management (Optimize the Close), reconciliation and journal-entry automation (Automate the Close), audit-evidence collection and risk/control testing (Connected Compliance), and variance analysis/consolidation (Integrated Record-to-Report), with AI Agents that FloQast says require human approval before anything posts to the books.

Microsoft Dynamics 365 Business Central is Microsoft's cloud ERP for small and midsize businesses, unifying financial management, supply chain and operations, sales and service, and project management, with Microsoft 365 integration and Copilot AI features. Microsoft states Business Central is trusted by 55,000 companies and is sold and supported exclusively through Microsoft's global partner network.

Navan, formerly TripActions, is an AI-assisted corporate travel booking and expense management platform that combines travel inventory, a corporate card, and automated expense reconciliation in one system.

NetSuite is Oracle's cloud ERP system, unifying accounting, inventory, order management, and multi-subsidiary financial consolidation in one platform. NetSuite describes itself as an "all-in-one, AI-powered, cloud business management solution," used by more than 44,000 customers ranging from pre-revenue startups to fast-growing businesses, per NetSuite's own site.

Odoo is an open-source, modular business platform that bundles ERP functions — accounting, inventory, manufacturing, CRM, HR, and more — into dozens of individually enabled apps. Odoo describes itself as "much more than just an Enterprise Resource Planning (ERP) system," letting a business start with one free app on Odoo Online and add more apps, still under one per-user price, as it grows.

PayPal Payments is PayPal's business/merchant payment-processing offering — PayPal Checkout, Payment Links, invoicing, in-person card/QR payments, and a virtual terminal for accepting money online and in person. It is billed per transaction with no monthly platform fee, and merchants can reach PayPal's own reported base of up to 400 million active accounts as potential customers. This is distinct from the PayPal consumer wallet app.

Ramp is a spend management platform built around a fee-free corporate card, combining expense management, accounts payable automation, procurement, travel, and accounting sync with AI agents that auto-code transactions and flag policy exceptions.

Sage Intacct is Sage's cloud financial management platform for mid-market companies and nonprofits, covering core financials (accounts payable, accounts receivable, cash management, general ledger, order management, and purchasing), automated multi-entity consolidation, a multi-dimensional general ledger, and AI-assisted close tools. Sage positions it for organizations that have outgrown small-business accounting software and need to consolidate multiple entities or track funds and grants.

SAP Cloud ERP is SAP's cloud ERP line, led by SAP S/4HANA Cloud Public Edition — a subscription-priced, preconfigured ERP with embedded AI across finance, supply chain, HR, and sales processes. SAP positions it around fast, guided go-lives using the SAP Activate methodology, industry-standard best-practice processes, and Public Edition, Private Edition, or two-tier deployment options.

SAP Concur is SAP's travel, expense, and invoice management suite, sold as Concur Travel, Concur Expense, and Concur Invoice plus add-ons like ExpenseIt (mobile receipt capture) and Concur Detect (AI-assisted audit). It automates expense reporting, in-policy travel booking, and AP invoice matching/approval, and publishes starting per-report prices for its Base and Plus expense plans while its fullest (Premium) tier and larger contracts are custom-quoted.

Stampli is a cloud-based procure-to-pay (P2P) platform centered on accounts payable automation, with optional procurement, vendor management, payments, and expense/card management layered on top. Its Stampli AI codes, matches, and routes invoices, and the company states its platform processes 400,000+ invoices per week and has handled $400B+ in cumulative spend across 1,900+ customers.

Tipalti is a finance automation platform for accounts payable and global mass payments, letting finance teams pay suppliers, freelancers, and partners across many countries and currencies alongside procurement, expense, and treasury management.