Brex vs Expensify
Brex and Expensify are both finance & erp options. Brex lists 7 features across 3 platforms; Expensify lists 7 features across 3 platforms — see the full breakdown below, sourced from each vendor's own site rather than ratings or reviews.
Side-by-side summary
Best for Brex
Startups and scaling companies wanting a free corporate card with room to add paid expense-policy automation and ERP integrations as they grow.
Best for Expensify
Businesses and individuals wanting receipt-scanning-driven expense reports, with subscription discounts for companies that adopt the Expensify Card.
Feature comparison
Every feature listed here comes directly from each vendor's own official site.
Brex
- Corporate cards with global acceptance, built-in policy enforcement, and higher limits than a typical business card
- AI-driven expense management with automated approvals, real-time expense tracking, and receipt capture
- In-app travel booking and itinerary management
- AI-powered bill pay: automated invoice entry and vendor payment automation, including vendor-specific virtual cards
- Business account with same-hour liquidity and expanded FDIC insurance coverage
- Accounting automation with two-way ERP integrations and AI-generated GL-coding suggestions
- Mobile app for card access, expense submission, reimbursement approvals, and payments
Expensify
- Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization
- Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement
- Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members
- Bill pay and invoice management
- In-app booking for flights, hotels, cars, and rail with automatic travel-expense sync
- Global reimbursements in local currencies
- 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto
Pros and cons
Brex
- Corporate cards with global acceptance, built-in policy enforcement, and higher limits than a typical business card
- AI-driven expense management with automated approvals, real-time expense tracking, and receipt capture
- In-app travel booking and itinerary management
- AI-powered bill pay: automated invoice entry and vendor payment automation, including vendor-specific virtual cards
- Business account with same-hour liquidity and expanded FDIC insurance coverage
- Accounting automation with two-way ERP integrations and AI-generated GL-coding suggestions
- Mobile app for card access, expense submission, reimbursement approvals, and payments
- Multiple expense policies, dynamic approval chains, and ERP/HRIS integrations require the $12/user/month Premium plan or higher
- Multi-entity support beyond two entities, local card issuance, and a named account manager require Enterprise, which is contact-sales only
- The Smart Card procurement offering is custom-priced and requires a sales conversation
Expensify
- Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization
- Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement
- Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members
- Bill pay and invoice management
- In-app booking for flights, hotels, cars, and rail with automatic travel-expense sync
- Global reimbursements in local currencies
- 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto
- Without the Expensify Card, Control plan pricing is $18/member/month annual or $36/member/month pay-per-use
- The deepest subscription discounts require routing company card spend through the Expensify Card
- Advanced controls (custom approval workflows, tax tracking, ERP-grade sync) are gated behind the higher-priced Control plan
Key differences
- Brex lists Corporate cards with global acceptance, built-in policy enforcement, and higher limits than a typical business card, AI-driven expense management with automated approvals, real-time expense tracking, and receipt capture, In-app travel booking and itinerary management, AI-powered bill pay: automated invoice entry and vendor payment automation, including vendor-specific virtual cards, Business account with same-hour liquidity and expanded FDIC insurance coverage, Accounting automation with two-way ERP integrations and AI-generated GL-coding suggestions, Mobile app for card access, expense submission, reimbursement approvals, and payments that Expensify doesn't list.
- Expensify lists Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization, Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement, Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members, Bill pay and invoice management, In-app booking for flights, hotels, cars, and rail with automatic travel-expense sync, Global reimbursements in local currencies, 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto that Brex doesn't list.
Choose Brex if…
Choose Brex if this fits: Startups and scaling companies wanting a free corporate card with room to add paid expense-policy automation and ERP integrations as they grow. Compared with Expensify specifically, Brex also offers Corporate cards with global acceptance, built-in policy enforcement, and higher limits than a typical business card, AI-driven expense management with automated approvals, real-time expense tracking, and receipt capture, In-app travel booking and itinerary management, and 4 more features that Expensify doesn't list.
Choose Expensify if…
Choose Expensify if this fits: Businesses and individuals wanting receipt-scanning-driven expense reports, with subscription discounts for companies that adopt the Expensify Card. Compared with Brex specifically, Expensify also offers Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization, Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement, Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members, and 4 more features that Brex doesn't list.
Facts on this page are sourced from each vendor's official site (linked below), not from ratings or reviews. Products change — verify anything that matters to your decision directly on the vendor's own site before switching. See our Disclaimer and Sources Policy.
Expensify sources
Last verified September 5, 2026
- https://www.expensify.com/
- https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing
- https://use.expensify.com/blog/collect-plan-pricing-update
- https://help.expensify.com/articles/Unlisted/Compliance-Documentation
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