Expensify vs SAP Concur
Expensify and SAP Concur are both finance & erp options. Expensify lists 7 features across 3 platforms; SAP Concur lists 8 features across 3 platforms — see the full breakdown below, sourced from each vendor's own site rather than ratings or reviews.
Side-by-side summary
Best for Expensify
Businesses and individuals wanting receipt-scanning-driven expense reports, with subscription discounts for companies that adopt the Expensify Card.
Best for SAP Concur
Companies that want to automate travel booking, expense reporting, and invoice/AP processing with policy enforcement and audit controls, independent of which core accounting or ERP system they use.
Feature comparison
Every feature listed here comes directly from each vendor's own official site.
Expensify
- Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization
- Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement
- Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members
- Bill pay and invoice management
- In-app booking for flights, hotels, cars, and rail with automatic travel-expense sync
- Global reimbursements in local currencies
- 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto
SAP Concur
- Concur Expense: centralized expense tracking and reporting across an organization
- ExpenseIt: mobile receipt capture that automatically matches receipts to card transactions
- Concur Detect: AI/machine-learning analysis of expense reports to speed audits and flag policy violations
- Concur Travel: in-policy trip booking integrated with Concur Expense for cost control
- Concur TripLink: visibility into trips booked outside the managed travel system
- Concur Invoice: automated AP with three-way match and pre-transaction purchase-request controls
- Intelligence/Analytics: near-real-time, customized spend dashboards and reporting
- Mobile app (iOS 12+ and Android 7.0+) for expenses, travel booking, and approvals
Pros and cons
Expensify
- Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization
- Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement
- Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members
- Bill pay and invoice management
- In-app booking for flights, hotels, cars, and rail with automatic travel-expense sync
- Global reimbursements in local currencies
- 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto
- Without the Expensify Card, Control plan pricing is $18/member/month annual or $36/member/month pay-per-use
- The deepest subscription discounts require routing company card spend through the Expensify Card
- Advanced controls (custom approval workflows, tax tracking, ERP-grade sync) are gated behind the higher-priced Control plan
SAP Concur
- Concur Expense: centralized expense tracking and reporting across an organization
- ExpenseIt: mobile receipt capture that automatically matches receipts to card transactions
- Concur Detect: AI/machine-learning analysis of expense reports to speed audits and flag policy violations
- Concur Travel: in-policy trip booking integrated with Concur Expense for cost control
- Concur TripLink: visibility into trips booked outside the managed travel system
- Concur Invoice: automated AP with three-way match and pre-transaction purchase-request controls
- Intelligence/Analytics: near-real-time, customized spend dashboards and reporting
- Mobile app (iOS 12+ and Android 7.0+) for expenses, travel booking, and approvals
- Actual price varies with contract volume/commitment, and the fullest tier (Premium, adding Concur Travel and Intelligence) is custom-quoted rather than published
- Expense, Travel, and Invoice are separate products, so a full travel + expense + AP deployment is priced and assembled from multiple parts rather than one flat plan
Key differences
- Expensify lists Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization, Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement, Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members, Bill pay and invoice management, In-app booking for flights, hotels, cars, and rail with automatic travel-expense sync, Global reimbursements in local currencies, 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto that SAP Concur doesn't list.
- SAP Concur lists Concur Expense: centralized expense tracking and reporting across an organization, ExpenseIt: mobile receipt capture that automatically matches receipts to card transactions, Concur Detect: AI/machine-learning analysis of expense reports to speed audits and flag policy violations, Concur Travel: in-policy trip booking integrated with Concur Expense for cost control, Concur TripLink: visibility into trips booked outside the managed travel system, Concur Invoice: automated AP with three-way match and pre-transaction purchase-request controls, Intelligence/Analytics: near-real-time, customized spend dashboards and reporting, Mobile app (iOS 12+ and Android 7.0+) for expenses, travel booking, and approvals that Expensify doesn't list.
Choose Expensify if…
Choose Expensify if this fits: Businesses and individuals wanting receipt-scanning-driven expense reports, with subscription discounts for companies that adopt the Expensify Card. Compared with SAP Concur specifically, Expensify also offers Receipt scanning via mobile app, email forwarding, or drag-and-drop with Concierge-automated categorization, Expense report submission, multi-level approval workflows, and direct-to-bank reimbursement, Expensify Visa Commercial Card with cash back and unlimited free virtual cards for Card members, and 4 more features that SAP Concur doesn't list.
Choose SAP Concur if…
Choose SAP Concur if this fits: Companies that want to automate travel booking, expense reporting, and invoice/AP processing with policy enforcement and audit controls, independent of which core accounting or ERP system they use. Compared with Expensify specifically, SAP Concur also offers Concur Expense: centralized expense tracking and reporting across an organization, ExpenseIt: mobile receipt capture that automatically matches receipts to card transactions, Concur Detect: AI/machine-learning analysis of expense reports to speed audits and flag policy violations, and 5 more features that Expensify doesn't list.
Facts on this page are sourced from each vendor's official site (linked below), not from ratings or reviews. Products change — verify anything that matters to your decision directly on the vendor's own site before switching. See our Disclaimer and Sources Policy.
Expensify sources
Last verified September 5, 2026
- https://www.expensify.com/
- https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing
- https://use.expensify.com/blog/collect-plan-pricing-update
- https://help.expensify.com/articles/Unlisted/Compliance-Documentation
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